Abhijit Lele And Priya Nair

Stories by Abhijit Lele And Priya Nair

Banks raise cautionary bar on gold loan companies

Banks raise cautionary bar on gold loan companies

Rediff.com   28 Mar 2013

They have sought data from these companies on loss absorption capacity in case of a fall in gold prices and higher defaults.

Electronic payment space lures investors

Electronic payment space lures investors

Rediff.com   14 Feb 2013

As banks are looking at such infrastructure as ancillary assets, wanting to focus on core activity, they're reluctant to commit their resources here, throwing space open for other players.

Banking licences: Corporate honchos rule out conflict

Banking licences: Corporate honchos rule out conflict

Rediff.com   24 Jan 2013

Economists advise against it, citing international experiences; business leaders say RBI should allow move for inclusive growth.

RBI begins check on collateral adequacy for loans

RBI begins check on collateral adequacy for loans

Rediff.com   21 Dec 2012

Leveraged balance sheets expose banks to sudden shocks.

State Bank waives guarantor for shifting home loans

State Bank waives guarantor for shifting home loans

Rediff.com   18 Dec 2012

Cuts loan rates for third homes to regular rates.

In a first, SBI takes its officers' body to court

In a first, SBI takes its officers' body to court

Rediff.com   17 Dec 2012

Agitation against 7-day banking move prompts action.

A pre-approved loan does not mean bank will lend

A pre-approved loan does not mean bank will lend

Rediff.com   27 Nov 2012

Banks send these mails simply as a marketing exercise. It neither reflects your loan eligibility nor ensures lower interest.

Most banks wary of growing unsecured loan portfolio

Most banks wary of growing unsecured loan portfolio

Rediff.com   9 Nov 2012

Despite sluggish credit growth, most banks are cautious about growing their unsecured loan portfolio.

Bank unions set the ball rolling for wage talks

Bank unions set the ball rolling for wage talks

Rediff.com   6 Nov 2012

Unions said the revised wage structure should reflect the merger of dearness allowance.

FM to meet govt bank chiefs on Nov 15

FM to meet govt bank chiefs on Nov 15

Rediff.com   2 Nov 2012

Also on agenda is rising credit flow to MSMEs & farm sector.

Kingfisher lenders left in the lurch

Kingfisher lenders left in the lurch

Rediff.com   23 Oct 2012

Lenders to Kingfisher Airlines have been left in the lurch, with most hoping the airline resumes operations, as this would ensure at least some revenue flow.

End-users should stay away from realty pre-launch offers

End-users should stay away from realty pre-launch offers

Rediff.com   16 Oct 2012

Investing in such properties is high-risk proposition, as developers do not have requisite approvals. At a later stage, projects can be delayed or even shelved for lack of funds.

India Inc's capex plans still in the freezer: Bankers

India Inc's capex plans still in the freezer: Bankers

Rediff.com   1 Oct 2012

Nine of 10 bankers who attended the meeting admitted their sanctioned loan pipeline was shrinking fast due to tepid demand.

RBI wants banks to install system to alert police

RBI wants banks to install system to alert police

Rediff.com   4 Sep 2012

As ATMs hold huge amounts in cash and criminals use them to get to customers' cards and PIN data, electronic security is crucial

Poor rains may hit MFI recoveries

Poor rains may hit MFI recoveries

Rediff.com   27 Jul 2012

Microfinance institutions' deluge of problems, it seems, is never-ending.

Now, NRIs can send money home more frequently

Now, NRIs can send money home more frequently

Rediff.com   22 Jun 2012

For non-resident Indians (NRIs), the recent relaxation in the inward remittances guidelines by the Reserve Bank of India (RBI) comes as a relief.

Auto loan: How to get the best option

Auto loan: How to get the best option

Rediff.com   20 Jun 2012

Lenders offer both fixed and floating rates and the period usually varies between three and five years.

Rs fall to have limited benefit for exports

Rs fall to have limited benefit for exports

Rediff.com   24 May 2012

But weak global demand, costly imports play spoilsport

Icra plans to expand in Asia

Icra plans to expand in Asia

Rediff.com   9 May 2012

After establishing a presence in Indonesia and Sri Lanka, Icra, the rating agency and associate of Moody's in India, plans to expand further in Asia to get a slice of business from the growing bond markets.

Public sector banks may not flock to IIMs

Public sector banks may not flock to IIMs

Rediff.com   14 Feb 2012

State Bank of India and IDBI Bank have decided not to go to the IIMs this year.