They have sought data from these companies on loss absorption capacity in case of a fall in gold prices and higher defaults.
As banks are looking at such infrastructure as ancillary assets, wanting to focus on core activity, they're reluctant to commit their resources here, throwing space open for other players.
Economists advise against it, citing international experiences; business leaders say RBI should allow move for inclusive growth.
Leveraged balance sheets expose banks to sudden shocks.
Cuts loan rates for third homes to regular rates.
Agitation against 7-day banking move prompts action.
Banks send these mails simply as a marketing exercise. It neither reflects your loan eligibility nor ensures lower interest.
Despite sluggish credit growth, most banks are cautious about growing their unsecured loan portfolio.
Unions said the revised wage structure should reflect the merger of dearness allowance.
Also on agenda is rising credit flow to MSMEs & farm sector.
Lenders to Kingfisher Airlines have been left in the lurch, with most hoping the airline resumes operations, as this would ensure at least some revenue flow.
Investing in such properties is high-risk proposition, as developers do not have requisite approvals. At a later stage, projects can be delayed or even shelved for lack of funds.
Nine of 10 bankers who attended the meeting admitted their sanctioned loan pipeline was shrinking fast due to tepid demand.
As ATMs hold huge amounts in cash and criminals use them to get to customers' cards and PIN data, electronic security is crucial
Microfinance institutions' deluge of problems, it seems, is never-ending.
For non-resident Indians (NRIs), the recent relaxation in the inward remittances guidelines by the Reserve Bank of India (RBI) comes as a relief.
Lenders offer both fixed and floating rates and the period usually varies between three and five years.
But weak global demand, costly imports play spoilsport
After establishing a presence in Indonesia and Sri Lanka, Icra, the rating agency and associate of Moody's in India, plans to expand further in Asia to get a slice of business from the growing bond markets.
State Bank of India and IDBI Bank have decided not to go to the IIMs this year.